Medicare supplement (Medigap) insurance, available through private companies, is designed to assist in covering some of the healthcare costs that Original Medicare does not fully cover. These costs may include copayments, coinsurance, and deductibles.

Certain Medigap policies also provide coverage for services that Original Medicare does not typically cover, such as medical care when traveling outside of the United States. If you have Original Medicare and choose to purchase a Medigap policy, Medicare will pay its portion of the Medicare-approved amount for eligible healthcare expenses, after which your Medigap policy will cover its share.

It is important to note that a Medigap policy differs from a Medicare Advantage Plan. Medicare Advantage Plans are alternative methods for receiving Medicare benefits, while a Medigap policy solely supplements your Original Medicare benefits.

Medigap policies don’t cover everything

In general, Medigap policies do not provide coverage for long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing services.

Insurance plans that aren’t Medigap

There are several types of insurance that are not considered Medigap plans. These include:

  • Medicare Advantage Plans (like an HMO, PPO, or Private Fee-for-Service Plan)
  • Medicare Prescription Drug Plans
  • Medicaid
  • Employer or union plans, including the Federal Employees Health Benefits Program (FEHBP)
  • Veterans’ benefits
  • Long-term care insurance policies
  • Indian Health Service, Tribal, and Urban Indian Health plans

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Medicare Supplement Plans and Medigap Plans in Connecticut

CT Insurance Agency is your trusted partner in securing comprehensive Medigap Plans in Connecticut. As a leading provider of Medicare Supplement Plans, we understand the importance of bridging the gaps in your healthcare coverage. Our Medigap Plans in CT are designed to complement your existing Medicare benefits, offering you enhanced protection and peace of mind. Whether you’re concerned about out-of-pocket costs, copayments, or deductibles, our Medicare Supplement Plans in CT have you covered.

Navigating the complex landscape of healthcare options can be overwhelming, but with CT Insurance Agency, you can confidently explore a range of CT Medicare Supplement Plans tailored to meet your individual needs. Our team of experienced professionals is dedicated to helping you find the right plan that aligns with your healthcare goals and budget. Choosing Medicare Supplement Plans in Connecticut shouldn’t be a hassle, and that’s why we simplify the process for you. Our goal is to empower you with information, enabling you to make informed decisions about your healthcare coverage.

We prioritize your well-being, providing personalized service and expert guidance throughout the selection process. Discover the advantages of our Medicare Supplement Plans CT residents rely on to safeguard their health and financial security. For dependable and comprehensive Medicare Supplement coverage, turn to CT Insurance Agency – your partner in ensuring a healthier and more secure future. Connect with us today to explore the best Medicare Supplement Connecticut plans for you and your loved ones.