Medicare supplement (Medigap) insurance, available through private companies, is designed to assist in covering some of the healthcare costs that Original Medicare does not fully cover. These costs may include copayments, coinsurance, and deductibles.
Certain Medigap policies also provide coverage for services that Original Medicare does not typically cover, such as medical care when traveling outside of the United States. If you have Original Medicare and choose to purchase a Medigap policy, Medicare will pay its portion of the Medicare-approved amount for eligible healthcare expenses, after which your Medigap policy will cover its share.
It is important to note that a Medigap policy differs from a Medicare Advantage Plan. Medicare Advantage Plans are alternative methods for receiving Medicare benefits, while a Medigap policy solely supplements your Original Medicare benefits.
Medigap policies don’t cover everything
In general, Medigap policies do not provide coverage for long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing services.
Insurance plans that aren’t Medigap
There are several types of insurance that are not considered Medigap plans. These include:
- Medicare Advantage Plans (like an HMO, PPO, or Private Fee-for-Service Plan)
- Medicare Prescription Drug Plans
- Medicaid
- Employer or union plans, including the Federal Employees Health Benefits Program (FEHBP)
- TRICARE
- Veterans’ benefits
- Long-term care insurance policies
- Indian Health Service, Tribal, and Urban Indian Health plans
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Medicare Supplement Plans and Medigap Plans in Connecticut
CT Insurance Agency is your trusted Medicare agent in Connecticut. We know the importance of comprehensive healthcare coverage, especially when it comes to navigating the complexities of Medicare. That’s why our dedicated team is here to guide you through the various Medigap plans available in CT, ensuring you find the perfect fit for your healthcare needs. Medigap plans, also known as Medicare supplement plans, play a crucial role in filling the gaps left by traditional Medicare coverage. We offer a range of tailored solutions designed to provide you with peace of mind and financial security. Our experienced agents are well-versed in the intricacies of Medicare supplement plans in CT, ensuring you make informed decisions about your healthcare coverage.
We prioritize transparency and personalized service for Medicare supplement plans in Connecticut. Our goal is to help you navigate the maze of options, finding the most suitable plan that aligns with your health goals and budget. Whether you’re exploring Medicare supplement plans in CT for the first time or considering a switch, CT Insurance Agency is your go-to partner for expert advice and unparalleled customer service.
Discover the benefits of working with a dedicated Medicare agent in Connecticut. We are committed to simplifying the process of selecting and enrolling in CT Medicare supplement plans. With our assistance, you can make informed decisions about your healthcare coverage, ensuring you have the peace of mind you deserve. Contact CT Insurance Agency today to explore your options for Medigap plans in CT. Trust us to be your reliable partner on your journey to comprehensive and affordable healthcare coverage in Connecticut.