When discussing Medicare with your insurance agent, it is important to ask the following questions:
- What is Medicare and how does it work?
- What are the different parts of Medicare (Part A, Part B, Part C, and Part D) and what do they cover?
- How much does Medicare cost, and how will my premiums be calculated?
- What are my options for Medicare coverage, including Medicare Advantage plans and Medicare Supplement Insurance (Medigap) policies?
- How do I enroll in Medicare, and what are the deadlines for enrollment?
- What is covered under my current insurance plan, and will it cover the same services as Medicare?
- What are the potential out-of-pocket costs associated with Medicare, and how can I plan for these expenses?
- How do I choose a Medicare plan that best fits my needs, including my health status, budget, and personal preferences?
- What happens if I move or travel out of the country while enrolled in Medicare?
- What is the process for filing claims under Medicare, and what should I do if I have a problem with a claim or payment?
It is a good idea to print out this page and bring with you to your appointment with CT Insurance so you can get everything answered!